Is private school cheaper in Albany or Annapolis?

Annapolis has lower average private school tuition at $18,200/year vs $19,700/year in Albany. That's $1,500/year less, or $19,500 over a K-12 career.

How much can I save on private school by choosing Annapolis over Albany?

Average tuition in Annapolis is $1,500/year less than Albany. Over 13 years (K-12), that's $19,500 per child. Religious schools are the most affordable option in both cities: $11,300/year in Albany, $12,400/year in Annapolis.

How do Albany and Annapolis private school costs compare to the national average?

The national average private school tuition is $12,350/year. Albany averages $19,700/year ($7,350 above average). Annapolis averages $18,200/year ($5,850 above average).

Private School Cost: Albany vs Annapolis

Annapolis averages $1,500/year less for private school (8% cheaper). Over K-12, that's $19,500 per child.

Bottom Line

Annapolis is the cheaper city for private school. Average tuition: $18,200/year vs $19,700/year in Albany. Religious schools run $11,300/year on the low end.

Albany

$19,700

avg tuition/year

$7,350 above national avg

Annapolis

$18,200

avg tuition/year

$5,850 above national avg

Lower cost

Tuition by School Type & Grade

Category	Albany	Annapolis	Difference
All Schools (Average)	$19,700/yr	$18,200/yr	+$1,500
Religious Schools	$11,300/yr	$12,400/yr	-$1,100
Independent/Prep	$41,900/yr	$38,400/yr	+$3,500
Elementary (K-5)	$16,700/yr	$15,500/yr	+$1,200
Middle School (6-8)	$19,700/yr	$18,200/yr	+$1,500
High School (9-12)	$23,600/yr	$21,800/yr	+$1,800

K-12 Total Cost (13 Years)

Albany

$256,100

Annapolis

$236,600

Choosing Annapolis saves $19,500 per child over a full K-12 career. Two kids? That's $39,000.

Sample Schools

Albany

Albany Academy (NY)

Independent · PK–12 · $28,400/yr

Vincentian Institute

Catholic · PK–12 · $12,800/yr

Annapolis

St. Anne's School of Annapolis

Independent (Episcopal) · PK–8 · $28,400/yr

St. Mary's High School (Annapolis)

Catholic · 9–12 · $18,800/yr

Full Albany breakdown → Full Annapolis breakdown →

New York private school costs Maryland private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.