Is private school cheaper in Albany or Waterbury?

Albany has lower average private school tuition at $19,700/year vs $20,500/year in Waterbury. That's $800/year less, or $10,400 over a K-12 career.

How much can I save on private school by choosing Albany over Waterbury?

Average tuition in Albany is $800/year less than Waterbury. Over 13 years (K-12), that's $10,400 per child. Religious schools are the most affordable option in both cities: $11,300/year in Albany, $11,300/year in Waterbury.

How do Albany and Waterbury private school costs compare to the national average?

The national average private school tuition is $12,350/year. Albany averages $19,700/year ($7,350 above average). Waterbury averages $20,500/year ($8,150 above average).

Private School Cost: Albany vs Waterbury

Albany averages $800/year less for private school (4% cheaper). Over K-12, that's $10,400 per child.

Bottom Line

Albany is the cheaper city for private school. Average tuition: $19,700/year vs $20,500/year in Waterbury. Religious schools run $11,300/year on the low end.

Albany

$19,700

avg tuition/year

$7,350 above national avg

Lower cost

Waterbury

$20,500

avg tuition/year

$8,150 above national avg

Tuition by School Type & Grade

Category	Albany	Waterbury	Difference
All Schools (Average)	$19,700/yr	$20,500/yr	-$800
Religious Schools	$11,300/yr	$11,300/yr	Same
Independent/Prep	$41,900/yr	$40,800/yr	+$1,100
Elementary (K-5)	$16,700/yr	$17,400/yr	-$700
Middle School (6-8)	$19,700/yr	$20,500/yr	-$800
High School (9-12)	$23,600/yr	$24,600/yr	-$1,000

K-12 Total Cost (13 Years)

Albany

$256,100

Waterbury

$266,500

Choosing Albany saves $10,400 per child over a full K-12 career. Two kids? That's $20,800.

Sample Schools

Albany

Albany Academy (NY)

Independent · PK–12 · $28,400/yr

Vincentian Institute

Catholic · PK–12 · $12,800/yr

Waterbury

Holy Cross High School (Waterbury)

Catholic · 9–12 · $14,800/yr

Crosby High School (Waterbury)

Independent · 9–12 · $9,800/yr

Full Albany breakdown → Full Waterbury breakdown →

New York private school costs Connecticut private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.