Private School Cost: Annapolis vs Charlotte
Charlotte averages $4,700/year less for private school (35% cheaper). Over K-12, that's $61,100 per child.
Bottom Line
Charlotte is the cheaper city for private school. Average tuition: $13,500/year vs $18,200/year in Annapolis. Religious schools run $8,400/year on the low end.
Annapolis
MD
$18,200
avg tuition/year
Charlotte
NC
$13,500
avg tuition/year
Tuition by School Type & Grade
| Category | Annapolis | Charlotte | Difference |
|---|---|---|---|
| All Schools (Average) | $18,200/yr | $13,500/yr | +$4,700 |
| Religious Schools | $12,400/yr | $8,400/yr | +$4,000 |
| Independent/Prep | $38,400/yr | $25,000/yr | +$13,400 |
| Elementary (K-5) | $15,500/yr | $11,000/yr | +$4,500 |
| Middle School (6-8) | $18,200/yr | $13,500/yr | +$4,700 |
| High School (9-12) | $21,800/yr | $16,700/yr | +$5,100 |
K-12 Total Cost (13 Years)
Annapolis
$236,600
Charlotte
$175,500
Choosing Charlotte saves $61,100 per child over a full K-12 career. Two kids? That's $122,200.
Sample Schools
Annapolis
St. Anne's School of Annapolis
Independent (Episcopal) · PK–8 · $28,400/yr
St. Mary's High School (Annapolis)
Catholic · 9–12 · $18,800/yr
Charlotte
Charlotte Latin School
Independent · K–12 · $26,800-$29,200/yr
Providence Day School
Independent · PK–12 · $24,800/yr
Myers Park Traditional School
Magnet (Free) · K–12
Charlotte Catholic High School
Catholic · 9–12 · $16,200/yr
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About This Comparison
This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.
Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.