Private School Cost: Baltimore vs Clearwater
Clearwater averages $8,300/year less for private school (81% cheaper). Over K-12, that's $107,900 per child.
Bottom Line
Clearwater is the cheaper city for private school. Average tuition: $10,200/year vs $18,500/year in Baltimore. Religious schools run $7,100/year on the low end.
Baltimore
MD
$18,500
avg tuition/year
Clearwater
FL
$10,200
avg tuition/year
Tuition by School Type & Grade
| Category | Baltimore | Clearwater | Difference |
|---|---|---|---|
| All Schools (Average) | $18,500/yr | $10,200/yr | +$8,300 |
| Religious Schools | $10,800/yr | $7,100/yr | +$3,700 |
| Independent/Prep | $34,000/yr | $21,100/yr | +$12,900 |
| Elementary (K-5) | $15,200/yr | $8,700/yr | +$6,500 |
| Middle School (6-8) | $18,500/yr | $10,200/yr | +$8,300 |
| High School (9-12) | $23,000/yr | $12,200/yr | +$10,800 |
K-12 Total Cost (13 Years)
Baltimore
$240,500
Clearwater
$132,600
Choosing Clearwater saves $107,900 per child over a full K-12 career. Two kids? That's $215,800.
Sample Schools
Baltimore
Gilman School
Independent · K–12 · $38,200-$40,800/yr
Roland Park Country School
Independent · K–12 · $36,800/yr
Calvert Hall College High School
Catholic · 9–12 · $19,400/yr
Loyola Blakefield
Catholic · 6–12 · $24,800/yr
Clearwater
Calvary Christian Academy (Clearwater)
Christian · PK–12 · $10,400-$12,800/yr
Holy Trinity Episcopal Academy
Independent (Episcopal) · PK–12 · $14,200/yr
About This Comparison
This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.
Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.