Is private school cheaper in Billings or Waterbury?

Billings has lower average private school tuition at $7,700/year vs $20,500/year in Waterbury. That's $12,800/year less, or $166,400 over a K-12 career.

How much can I save on private school by choosing Billings over Waterbury?

Average tuition in Billings is $12,800/year less than Waterbury. Over 13 years (K-12), that's $166,400 per child. Religious schools are the most affordable option in both cities: $5,200/year in Billings, $11,300/year in Waterbury.

How do Billings and Waterbury private school costs compare to the national average?

The national average private school tuition is $12,350/year. Billings averages $7,700/year ($4,650 below average). Waterbury averages $20,500/year ($8,150 above average).

Private School Cost: Billings vs Waterbury

Billings averages $12,800/year less for private school (166% cheaper). Over K-12, that's $166,400 per child.

Bottom Line

Billings is the cheaper city for private school. Average tuition: $7,700/year vs $20,500/year in Waterbury. Religious schools run $5,200/year on the low end.

Billings

$7,700

avg tuition/year

$4,650 below national avg

Lower cost

Waterbury

$20,500

avg tuition/year

$8,150 above national avg

Tuition by School Type & Grade

Category	Billings	Waterbury	Difference
All Schools (Average)	$7,700/yr	$20,500/yr	-$12,800
Religious Schools	$5,200/yr	$11,300/yr	-$6,100
Independent/Prep	$14,900/yr	$40,800/yr	-$25,900
Elementary (K-5)	$6,500/yr	$17,400/yr	-$10,900
Middle School (6-8)	$7,700/yr	$20,500/yr	-$12,800
High School (9-12)	$9,200/yr	$24,600/yr	-$15,400

K-12 Total Cost (13 Years)

Billings

$100,100

Waterbury

$266,500

Choosing Billings saves $166,400 per child over a full K-12 career. Two kids? That's $332,800.

Sample Schools

Billings

Billings Central Catholic High School

Catholic · 9–12 · $9,200/yr

Eagle Mount Academy (Billings)

Independent · K–12 · $8,400-$10,400/yr

Waterbury

Holy Cross High School (Waterbury)

Catholic · 9–12 · $14,800/yr

Crosby High School (Waterbury)

Independent · 9–12 · $9,800/yr

Full Billings breakdown → Full Waterbury breakdown →

Montana private school costs Connecticut private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.