Private School Cost: Cambridge vs Chicago
Chicago averages $13,600/year less for private school (74% cheaper). Over K-12, that's $176,800 per child.
Bottom Line
Chicago is the cheaper city for private school. Average tuition: $18,400/year vs $32,000/year in Cambridge. Religious schools run $10,200/year on the low end.
Cambridge
MA
$32,000
avg tuition/year
Chicago
IL
$18,400
avg tuition/year
Tuition by School Type & Grade
| Category | Cambridge | Chicago | Difference |
|---|---|---|---|
| All Schools (Average) | $32,000/yr | $18,400/yr | +$13,600 |
| Religious Schools | $17,300/yr | $10,200/yr | +$7,100 |
| Independent/Prep | $65,000/yr | $32,000/yr | +$33,000 |
| Elementary (K-5) | $27,200/yr | $15,000/yr | +$12,200 |
| Middle School (6-8) | $32,000/yr | $18,400/yr | +$13,600 |
| High School (9-12) | $38,400/yr | $22,800/yr | +$15,600 |
K-12 Total Cost (13 Years)
Cambridge
$416,000
Chicago
$239,200
Choosing Chicago saves $176,800 per child over a full K-12 career. Two kids? That's $353,600.
Sample Schools
Cambridge
Cambridge School of Weston
Independent · 9–12 · $59,400/yr
Buckingham Browne & Nichols School
Independent · PK–12 · $58,800/yr
Chicago
Latin School of Chicago
Independent · JK–12 · $38,040/yr
University of Chicago Laboratory Schools
Independent · N–12 · $35,700-$38,200/yr
Francis W. Parker School
Independent · JK–12 · $36,800/yr
St. Ignatius College Prep (Chicago)
Catholic · 9–12 · $19,400/yr
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About This Comparison
This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.
Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.