Is private school cheaper in Cambridge or Waterbury?

Waterbury has lower average private school tuition at $20,500/year vs $32,000/year in Cambridge. That's $11,500/year less, or $149,500 over a K-12 career.

How much can I save on private school by choosing Waterbury over Cambridge?

Average tuition in Waterbury is $11,500/year less than Cambridge. Over 13 years (K-12), that's $149,500 per child. Religious schools are the most affordable option in both cities: $17,300/year in Cambridge, $11,300/year in Waterbury.

How do Cambridge and Waterbury private school costs compare to the national average?

The national average private school tuition is $12,350/year. Cambridge averages $32,000/year ($19,650 above average). Waterbury averages $20,500/year ($8,150 above average).

Private School Cost: Cambridge vs Waterbury

Waterbury averages $11,500/year less for private school (56% cheaper). Over K-12, that's $149,500 per child.

Bottom Line

Waterbury is the cheaper city for private school. Average tuition: $20,500/year vs $32,000/year in Cambridge. Religious schools run $11,300/year on the low end.

Cambridge

$32,000

avg tuition/year

$19,650 above national avg

Waterbury

$20,500

avg tuition/year

$8,150 above national avg

Lower cost

Tuition by School Type & Grade

Category	Cambridge	Waterbury	Difference
All Schools (Average)	$32,000/yr	$20,500/yr	+$11,500
Religious Schools	$17,300/yr	$11,300/yr	+$6,000
Independent/Prep	$65,000/yr	$40,800/yr	+$24,200
Elementary (K-5)	$27,200/yr	$17,400/yr	+$9,800
Middle School (6-8)	$32,000/yr	$20,500/yr	+$11,500
High School (9-12)	$38,400/yr	$24,600/yr	+$13,800

K-12 Total Cost (13 Years)

Cambridge

$416,000

Waterbury

$266,500

Choosing Waterbury saves $149,500 per child over a full K-12 career. Two kids? That's $299,000.

Sample Schools

Cambridge

Cambridge School of Weston

Independent · 9–12 · $59,400/yr

Buckingham Browne & Nichols School

Independent · PK–12 · $58,800/yr

Waterbury

Holy Cross High School (Waterbury)

Catholic · 9–12 · $14,800/yr

Crosby High School (Waterbury)

Independent · 9–12 · $9,800/yr

Full Cambridge breakdown → Full Waterbury breakdown →

Massachusetts private school costs Connecticut private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.