PrivateSchoolCost

Private School Cost: Charlotte vs Independence

Independence averages $5,400/year less for private school (67% cheaper). Over K-12, that's $70,200 per child.

Bottom Line

Independence is the cheaper city for private school. Average tuition: $8,100/year vs $13,500/year in Charlotte. Religious schools run $5,700/year on the low end.

Charlotte

NC

$13,500

avg tuition/year

$1,150 above national avg

Independence

MO

$8,100

avg tuition/year

$4,250 below national avg
Lower cost

Tuition by School Type & Grade

Category Charlotte Independence Difference
All Schools (Average) $13,500/yr $8,100/yr +$5,400
Religious Schools $8,400/yr $5,700/yr +$2,700
Independent/Prep $25,000/yr $18,900/yr +$6,100
Elementary (K-5) $11,000/yr $6,900/yr +$4,100
Middle School (6-8) $13,500/yr $8,100/yr +$5,400
High School (9-12) $16,700/yr $9,700/yr +$7,000

K-12 Total Cost (13 Years)

Charlotte

$175,500

Independence

$105,300

Choosing Independence saves $70,200 per child over a full K-12 career. Two kids? That's $140,400.

Sample Schools

Charlotte

Charlotte Latin School

Independent · K–12 · $26,800-$29,200/yr

Providence Day School

Independent · PK–12 · $24,800/yr

Myers Park Traditional School

Magnet (Free) · K–12

Charlotte Catholic High School

Catholic · 9–12 · $16,200/yr

Independence

Van Horn Academy (Independence MO)

Independent · K–12 · $9,200-$11,400/yr

Truman Academy

Independent · K–12 · $8,400-$10,400/yr

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.