Is private school cheaper in Chicago or Louisville?

Louisville has lower average private school tuition at $11,500/year vs $18,400/year in Chicago. That's $6,900/year less, or $89,700 over a K-12 career.

How much can I save on private school by choosing Louisville over Chicago?

Average tuition in Louisville is $6,900/year less than Chicago. Over 13 years (K-12), that's $89,700 per child. Religious schools are the most affordable option in both cities: $10,200/year in Chicago, $7,800/year in Louisville.

How do Chicago and Louisville private school costs compare to the national average?

The national average private school tuition is $12,350/year. Chicago averages $18,400/year ($6,050 above average). Louisville averages $11,500/year ($850 below average).

Private School Cost: Chicago vs Louisville

Louisville averages $6,900/year less for private school (60% cheaper). Over K-12, that's $89,700 per child.

Bottom Line

Louisville is the cheaper city for private school. Average tuition: $11,500/year vs $18,400/year in Chicago. Religious schools run $7,800/year on the low end.

Chicago

$18,400

avg tuition/year

$6,050 above national avg

Louisville

$11,500

avg tuition/year

$850 below national avg

Lower cost

Tuition by School Type & Grade

Category	Chicago	Louisville	Difference
All Schools (Average)	$18,400/yr	$11,500/yr	+$6,900
Religious Schools	$10,200/yr	$7,800/yr	+$2,400
Independent/Prep	$32,000/yr	$21,500/yr	+$10,500
Elementary (K-5)	$15,000/yr	$9,400/yr	+$5,600
Middle School (6-8)	$18,400/yr	$11,500/yr	+$6,900
High School (9-12)	$22,800/yr	$14,200/yr	+$8,600

K-12 Total Cost (13 Years)

Chicago

$239,200

Louisville

$149,500

Choosing Louisville saves $89,700 per child over a full K-12 career. Two kids? That's $179,400.

Sample Schools

Chicago

Latin School of Chicago

Independent · JK–12 · $38,040/yr

University of Chicago Laboratory Schools

Independent · N–12 · $35,700-$38,200/yr

Francis W. Parker School

Independent · JK–12 · $36,800/yr

St. Ignatius College Prep (Chicago)

Catholic · 9–12 · $19,400/yr

Louisville

Louisville Collegiate School

Independent · PK–12 · $22,400-$24,200/yr

Bellarmine University Prep (Affiliated)

Reference · N/A

Male High School (Public Magnet)

Magnet (Free) · 9–12

Trinity High School (Louisville)

Catholic · 9–12 · $13,400/yr

Full Chicago breakdown → Full Louisville breakdown →

Illinois private school costs Kentucky private school costs

Related Comparisons

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.