Private School Cost: Clearwater vs Fargo
Fargo averages $3,700/year less for private school (57% cheaper). Over K-12, that's $48,100 per child.
Bottom Line
Fargo is the cheaper city for private school. Average tuition: $6,500/year vs $10,200/year in Clearwater. Religious schools run $4,600/year on the low end.
Clearwater
FL
$10,200
avg tuition/year
Fargo
ND
$6,500
avg tuition/year
Tuition by School Type & Grade
| Category | Clearwater | Fargo | Difference |
|---|---|---|---|
| All Schools (Average) | $10,200/yr | $6,500/yr | +$3,700 |
| Religious Schools | $7,100/yr | $4,600/yr | +$2,500 |
| Independent/Prep | $21,100/yr | $12,800/yr | +$8,300 |
| Elementary (K-5) | $8,700/yr | $5,500/yr | +$3,200 |
| Middle School (6-8) | $10,200/yr | $6,500/yr | +$3,700 |
| High School (9-12) | $12,200/yr | $7,800/yr | +$4,400 |
K-12 Total Cost (13 Years)
Clearwater
$132,600
Fargo
$84,500
Choosing Fargo saves $48,100 per child over a full K-12 career. Two kids? That's $96,200.
Sample Schools
Clearwater
Calvary Christian Academy (Clearwater)
Christian · PK–12 · $10,400-$12,800/yr
Holy Trinity Episcopal Academy
Independent (Episcopal) · PK–12 · $14,200/yr
Fargo
Shanley High School (Fargo)
Catholic · 9–12 · $9,200/yr
Prairie Christian Academy
Christian · K–12 · $7,800-$9,800/yr
About This Comparison
This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.
Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.