Is private school cheaper in Clearwater or McKinney?

Clearwater has lower average private school tuition at $10,200/year vs $12,600/year in McKinney. That's $2,400/year less, or $31,200 over a K-12 career.

How much can I save on private school by choosing Clearwater over McKinney?

Average tuition in Clearwater is $2,400/year less than McKinney. Over 13 years (K-12), that's $31,200 per child. Religious schools are the most affordable option in both cities: $7,100/year in Clearwater, $8,600/year in McKinney.

How do Clearwater and McKinney private school costs compare to the national average?

The national average private school tuition is $12,350/year. Clearwater averages $10,200/year ($2,150 below average). McKinney averages $12,600/year ($250 above average).

Private School Cost: Clearwater vs McKinney

Clearwater averages $2,400/year less for private school (24% cheaper). Over K-12, that's $31,200 per child.

Bottom Line

Clearwater is the cheaper city for private school. Average tuition: $10,200/year vs $12,600/year in McKinney. Religious schools run $7,100/year on the low end.

Clearwater

$10,200

avg tuition/year

$2,150 below national avg

Lower cost

McKinney

$12,600

avg tuition/year

$250 above national avg

Tuition by School Type & Grade

Category	Clearwater	McKinney	Difference
All Schools (Average)	$10,200/yr	$12,600/yr	-$2,400
Religious Schools	$7,100/yr	$8,600/yr	-$1,500
Independent/Prep	$21,100/yr	$26,600/yr	-$5,500
Elementary (K-5)	$8,700/yr	$10,700/yr	-$2,000
Middle School (6-8)	$10,200/yr	$12,600/yr	-$2,400
High School (9-12)	$12,200/yr	$15,100/yr	-$2,900

K-12 Total Cost (13 Years)

Clearwater

$132,600

McKinney

$163,800

Choosing Clearwater saves $31,200 per child over a full K-12 career. Two kids? That's $62,400.

Sample Schools

Clearwater

Calvary Christian Academy (Clearwater)

Christian · PK–12 · $10,400-$12,800/yr

Holy Trinity Episcopal Academy

Independent (Episcopal) · PK–12 · $14,200/yr

McKinney

Calvary Christian Academy (McKinney)

Christian · PK–12 · $10,200-$12,800/yr

McKinney Christian Academy

Christian · K–12 · $9,200-$11,400/yr

Full Clearwater breakdown → Full McKinney breakdown →

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.