PrivateSchoolCost

Private School Cost: Clearwater vs Missoula

Missoula averages $2,200/year less for private school (28% cheaper). Over K-12, that's $28,600 per child.

Bottom Line

Missoula is the cheaper city for private school. Average tuition: $8,000/year vs $10,200/year in Clearwater. Religious schools run $5,400/year on the low end.

Clearwater

FL

$10,200

avg tuition/year

$2,150 below national avg

Missoula

MT

$8,000

avg tuition/year

$4,350 below national avg
Lower cost

Tuition by School Type & Grade

Category Clearwater Missoula Difference
All Schools (Average) $10,200/yr $8,000/yr +$2,200
Religious Schools $7,100/yr $5,400/yr +$1,700
Independent/Prep $21,100/yr $15,500/yr +$5,600
Elementary (K-5) $8,700/yr $6,800/yr +$1,900
Middle School (6-8) $10,200/yr $8,000/yr +$2,200
High School (9-12) $12,200/yr $9,600/yr +$2,600

K-12 Total Cost (13 Years)

Clearwater

$132,600

Missoula

$104,000

Choosing Missoula saves $28,600 per child over a full K-12 career. Two kids? That's $57,200.

Sample Schools

Clearwater

Calvary Christian Academy (Clearwater)

Christian · PK–12 · $10,400-$12,800/yr

Holy Trinity Episcopal Academy

Independent (Episcopal) · PK–12 · $14,200/yr

Missoula

Loyola Sacred Heart High School (Missoula)

Catholic · 9–12 · $9,200/yr

Montana Academy (Missoula area)

Independent (Therapeutic) · 9–12 · $44,800-$52,000/yr

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.