Is private school cheaper in Clearwater or Nashville?

Clearwater has lower average private school tuition at $10,200/year vs $14,200/year in Nashville. That's $4,000/year less, or $52,000 over a K-12 career.

How much can I save on private school by choosing Clearwater over Nashville?

Average tuition in Clearwater is $4,000/year less than Nashville. Over 13 years (K-12), that's $52,000 per child. Religious schools are the most affordable option in both cities: $7,100/year in Clearwater, $8,800/year in Nashville.

How do Clearwater and Nashville private school costs compare to the national average?

The national average private school tuition is $12,350/year. Clearwater averages $10,200/year ($2,150 below average). Nashville averages $14,200/year ($1,850 above average).

Private School Cost: Clearwater vs Nashville

Clearwater averages $4,000/year less for private school (39% cheaper). Over K-12, that's $52,000 per child.

Bottom Line

Clearwater is the cheaper city for private school. Average tuition: $10,200/year vs $14,200/year in Nashville. Religious schools run $7,100/year on the low end.

Clearwater

$10,200

avg tuition/year

$2,150 below national avg

Lower cost

Nashville

$14,200

avg tuition/year

$1,850 above national avg

Tuition by School Type & Grade

Category	Clearwater	Nashville	Difference
All Schools (Average)	$10,200/yr	$14,200/yr	-$4,000
Religious Schools	$7,100/yr	$8,800/yr	-$1,700
Independent/Prep	$21,100/yr	$26,500/yr	-$5,400
Elementary (K-5)	$8,700/yr	$11,600/yr	-$2,900
Middle School (6-8)	$10,200/yr	$14,200/yr	-$4,000
High School (9-12)	$12,200/yr	$17,500/yr	-$5,300

K-12 Total Cost (13 Years)

Clearwater

$132,600

Nashville

$184,600

Choosing Clearwater saves $52,000 per child over a full K-12 career. Two kids? That's $104,000.

Sample Schools

Clearwater

Calvary Christian Academy (Clearwater)

Christian · PK–12 · $10,400-$12,800/yr

Holy Trinity Episcopal Academy

Independent (Episcopal) · PK–12 · $14,200/yr

Nashville

Montgomery Bell Academy

Independent · 7–12 · $29,400/yr

Harpeth Hall School

Independent · 5–12 · $28,800/yr

University School of Nashville

Independent · K–12 · $26,200/yr

Father Ryan High School

Catholic · 9–12 · $16,800/yr

Full Clearwater breakdown → Full Nashville breakdown →

Florida private school costs Tennessee private school costs

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.