Is private school cheaper in Clearwater or New York City?

Clearwater has lower average private school tuition at $10,200/year vs $38,500/year in New York City. That's $28,300/year less, or $367,900 over a K-12 career.

How much can I save on private school by choosing Clearwater over New York City?

Average tuition in Clearwater is $28,300/year less than New York City. Over 13 years (K-12), that's $367,900 per child. Religious schools are the most affordable option in both cities: $7,100/year in Clearwater, $17,500/year in New York City.

How do Clearwater and New York City private school costs compare to the national average?

The national average private school tuition is $12,350/year. Clearwater averages $10,200/year ($2,150 below average). New York City averages $38,500/year ($26,150 above average).

Private School Cost: Clearwater vs New York City

Clearwater averages $28,300/year less for private school (277% cheaper). Over K-12, that's $367,900 per child.

Bottom Line

Clearwater is the cheaper city for private school. Average tuition: $10,200/year vs $38,500/year in New York City. Religious schools run $7,100/year on the low end.

Clearwater

$10,200

avg tuition/year

$2,150 below national avg

Lower cost

New York City

$38,500

avg tuition/year

$26,150 above national avg

Tuition by School Type & Grade

Category	Clearwater	New York City	Difference
All Schools (Average)	$10,200/yr	$38,500/yr	-$28,300
Religious Schools	$7,100/yr	$17,500/yr	-$10,400
Independent/Prep	$21,100/yr	$58,000/yr	-$36,900
Elementary (K-5)	$8,700/yr	$32,000/yr	-$23,300
Middle School (6-8)	$10,200/yr	$38,500/yr	-$28,300
High School (9-12)	$12,200/yr	$48,000/yr	-$35,800

K-12 Total Cost (13 Years)

Clearwater

$132,600

New York City

$500,500

Choosing Clearwater saves $367,900 per child over a full K-12 career. Two kids? That's $735,800.

Sample Schools

Clearwater

Calvary Christian Academy (Clearwater)

Christian · PK–12 · $10,400-$12,800/yr

Holy Trinity Episcopal Academy

Independent (Episcopal) · PK–12 · $14,200/yr

New York City

Dalton School

Independent · K–12 · $60,310/yr

Trinity School NYC

Independent · K–12 · $59,900/yr

Horace Mann School

Independent · K–12 · $59,200/yr

Regis High School

Catholic (tuition-free) · 9–12

Full Clearwater breakdown → Full New York City breakdown →

Florida private school costs New York private school costs

Related Comparisons

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.