Is private school cheaper in Clearwater or San Bernardino?

Clearwater has lower average private school tuition at $10,200/year vs $13,800/year in San Bernardino. That's $3,600/year less, or $46,800 over a K-12 career.

How much can I save on private school by choosing Clearwater over San Bernardino?

Average tuition in Clearwater is $3,600/year less than San Bernardino. Over 13 years (K-12), that's $46,800 per child. Religious schools are the most affordable option in both cities: $7,100/year in Clearwater, $9,000/year in San Bernardino.

How do Clearwater and San Bernardino private school costs compare to the national average?

The national average private school tuition is $12,350/year. Clearwater averages $10,200/year ($2,150 below average). San Bernardino averages $13,800/year ($1,450 above average).

Private School Cost: Clearwater vs San Bernardino

Clearwater averages $3,600/year less for private school (35% cheaper). Over K-12, that's $46,800 per child.

Bottom Line

Clearwater is the cheaper city for private school. Average tuition: $10,200/year vs $13,800/year in San Bernardino. Religious schools run $7,100/year on the low end.

Clearwater

$10,200

avg tuition/year

$2,150 below national avg

Lower cost

San Bernardino

$13,800

avg tuition/year

$1,450 above national avg

Tuition by School Type & Grade

Category	Clearwater	San Bernardino	Difference
All Schools (Average)	$10,200/yr	$13,800/yr	-$3,600
Religious Schools	$7,100/yr	$9,000/yr	-$1,900
Independent/Prep	$21,100/yr	$26,800/yr	-$5,700
Elementary (K-5)	$8,700/yr	$11,700/yr	-$3,000
Middle School (6-8)	$10,200/yr	$13,800/yr	-$3,600
High School (9-12)	$12,200/yr	$16,600/yr	-$4,400

K-12 Total Cost (13 Years)

Clearwater

$132,600

San Bernardino

$179,400

Choosing Clearwater saves $46,800 per child over a full K-12 career. Two kids? That's $93,600.

Sample Schools

Clearwater

Calvary Christian Academy (Clearwater)

Christian · PK–12 · $10,400-$12,800/yr

Holy Trinity Episcopal Academy

Independent (Episcopal) · PK–12 · $14,200/yr

San Bernardino

Our Lady of the Assumption School

Catholic · PK–8 · $8,400-$10,200/yr

San Bernardino Christian School

Christian · K–12 · $7,800-$9,200/yr

Full Clearwater breakdown → Full San Bernardino breakdown →

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.