Private School Cost: Clearwater vs Surprise
Surprise averages $700/year less for private school (7% cheaper). Over K-12, that's $9,100 per child.
Bottom Line
Surprise is the cheaper city for private school. Average tuition: $9,500/year vs $10,200/year in Clearwater. Religious schools run $7,100/year on the low end.
Clearwater
FL
$10,200
avg tuition/year
Surprise
AZ
$9,500
avg tuition/year
Tuition by School Type & Grade
| Category | Clearwater | Surprise | Difference |
|---|---|---|---|
| All Schools (Average) | $10,200/yr | $9,500/yr | +$700 |
| Religious Schools | $7,100/yr | $7,100/yr | Same |
| Independent/Prep | $21,100/yr | $18,100/yr | +$3,000 |
| Elementary (K-5) | $8,700/yr | $8,100/yr | +$600 |
| Middle School (6-8) | $10,200/yr | $9,500/yr | +$700 |
| High School (9-12) | $12,200/yr | $11,400/yr | +$800 |
K-12 Total Cost (13 Years)
Clearwater
$132,600
Surprise
$123,500
Choosing Surprise saves $9,100 per child over a full K-12 career. Two kids? That's $18,200.
Sample Schools
Clearwater
Calvary Christian Academy (Clearwater)
Christian · PK–12 · $10,400-$12,800/yr
Holy Trinity Episcopal Academy
Independent (Episcopal) · PK–12 · $14,200/yr
Surprise
Surprise Christian Academy
Christian · K–12 · $8,600-$10,800/yr
Holy Cross School (Surprise AZ)
Catholic · K–8 · $7,800-$9,600/yr
About This Comparison
This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.
Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.