Private School Cost: Elgin vs Frederick
Elgin averages $5,000/year less for private school (43% cheaper). Over K-12, that's $65,000 per child.
Bottom Line
Elgin is the cheaper city for private school. Average tuition: $11,700/year vs $16,700/year in Frederick. Religious schools run $7,400/year on the low end.
Elgin
IL
$11,700
avg tuition/year
Frederick
MD
$16,700
avg tuition/year
Tuition by School Type & Grade
| Category | Elgin | Frederick | Difference |
|---|---|---|---|
| All Schools (Average) | $11,700/yr | $16,700/yr | -$5,000 |
| Religious Schools | $7,400/yr | $11,300/yr | -$3,900 |
| Independent/Prep | $27,100/yr | $35,100/yr | -$8,000 |
| Elementary (K-5) | $9,900/yr | $14,200/yr | -$4,300 |
| Middle School (6-8) | $11,700/yr | $16,700/yr | -$5,000 |
| High School (9-12) | $14,000/yr | $20,000/yr | -$6,000 |
K-12 Total Cost (13 Years)
Elgin
$152,100
Frederick
$217,100
Choosing Elgin saves $65,000 per child over a full K-12 career. Two kids? That's $130,000.
Sample Schools
Elgin
Timothy Christian Schools (Elgin)
Christian · K–12 · $11,200-$13,800/yr
St. Edward Central Catholic High School
Catholic · 9–12 · $12,400/yr
Frederick
Frederick Classical Charter School (Private Prep)
Independent · K–12 · $11,200/yr
Visitation Academy (Frederick MD)
Catholic · PK–8 · $12,400/yr
About This Comparison
This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.
Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.