Private School Cost: Elgin vs McKinney
Elgin averages $900/year less for private school (8% cheaper). Over K-12, that's $11,700 per child.
Bottom Line
Elgin is the cheaper city for private school. Average tuition: $11,700/year vs $12,600/year in McKinney. Religious schools run $7,400/year on the low end.
Elgin
IL
$11,700
avg tuition/year
McKinney
TX
$12,600
avg tuition/year
Tuition by School Type & Grade
| Category | Elgin | McKinney | Difference |
|---|---|---|---|
| All Schools (Average) | $11,700/yr | $12,600/yr | -$900 |
| Religious Schools | $7,400/yr | $8,600/yr | -$1,200 |
| Independent/Prep | $27,100/yr | $26,600/yr | +$500 |
| Elementary (K-5) | $9,900/yr | $10,700/yr | -$800 |
| Middle School (6-8) | $11,700/yr | $12,600/yr | -$900 |
| High School (9-12) | $14,000/yr | $15,100/yr | -$1,100 |
K-12 Total Cost (13 Years)
Elgin
$152,100
McKinney
$163,800
Choosing Elgin saves $11,700 per child over a full K-12 career. Two kids? That's $23,400.
Sample Schools
Elgin
Timothy Christian Schools (Elgin)
Christian · K–12 · $11,200-$13,800/yr
St. Edward Central Catholic High School
Catholic · 9–12 · $12,400/yr
McKinney
Calvary Christian Academy (McKinney)
Christian · PK–12 · $10,200-$12,800/yr
McKinney Christian Academy
Christian · K–12 · $9,200-$11,400/yr
About This Comparison
This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.
Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.