Is private school cheaper in Elgin or Surprise?

Surprise has lower average private school tuition at $9,500/year vs $11,700/year in Elgin. That's $2,200/year less, or $28,600 over a K-12 career.

How much can I save on private school by choosing Surprise over Elgin?

Average tuition in Surprise is $2,200/year less than Elgin. Over 13 years (K-12), that's $28,600 per child. Religious schools are the most affordable option in both cities: $7,400/year in Elgin, $7,100/year in Surprise.

How do Elgin and Surprise private school costs compare to the national average?

The national average private school tuition is $12,350/year. Elgin averages $11,700/year ($650 below average). Surprise averages $9,500/year ($2,850 below average).

Private School Cost: Elgin vs Surprise

Surprise averages $2,200/year less for private school (23% cheaper). Over K-12, that's $28,600 per child.

Bottom Line

Surprise is the cheaper city for private school. Average tuition: $9,500/year vs $11,700/year in Elgin. Religious schools run $7,100/year on the low end.

Elgin

$11,700

avg tuition/year

$650 below national avg

Surprise

$9,500

avg tuition/year

$2,850 below national avg

Lower cost

Tuition by School Type & Grade

Category	Elgin	Surprise	Difference
All Schools (Average)	$11,700/yr	$9,500/yr	+$2,200
Religious Schools	$7,400/yr	$7,100/yr	+$300
Independent/Prep	$27,100/yr	$18,100/yr	+$9,000
Elementary (K-5)	$9,900/yr	$8,100/yr	+$1,800
Middle School (6-8)	$11,700/yr	$9,500/yr	+$2,200
High School (9-12)	$14,000/yr	$11,400/yr	+$2,600

K-12 Total Cost (13 Years)

Elgin

$152,100

Surprise

$123,500

Choosing Surprise saves $28,600 per child over a full K-12 career. Two kids? That's $57,200.

Sample Schools

Elgin

Timothy Christian Schools (Elgin)

Christian · K–12 · $11,200-$13,800/yr

St. Edward Central Catholic High School

Catholic · 9–12 · $12,400/yr

Surprise

Surprise Christian Academy

Christian · K–12 · $8,600-$10,800/yr

Holy Cross School (Surprise AZ)

Catholic · K–8 · $7,800-$9,600/yr

Full Elgin breakdown → Full Surprise breakdown →

Illinois private school costs Arizona private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.