Is private school cheaper in Fargo or Waterbury?

Fargo has lower average private school tuition at $6,500/year vs $20,500/year in Waterbury. That's $14,000/year less, or $182,000 over a K-12 career.

How much can I save on private school by choosing Fargo over Waterbury?

Average tuition in Fargo is $14,000/year less than Waterbury. Over 13 years (K-12), that's $182,000 per child. Religious schools are the most affordable option in both cities: $4,600/year in Fargo, $11,300/year in Waterbury.

How do Fargo and Waterbury private school costs compare to the national average?

The national average private school tuition is $12,350/year. Fargo averages $6,500/year ($5,850 below average). Waterbury averages $20,500/year ($8,150 above average).

Private School Cost: Fargo vs Waterbury

Fargo averages $14,000/year less for private school (215% cheaper). Over K-12, that's $182,000 per child.

Bottom Line

Fargo is the cheaper city for private school. Average tuition: $6,500/year vs $20,500/year in Waterbury. Religious schools run $4,600/year on the low end.

Fargo

$6,500

avg tuition/year

$5,850 below national avg

Lower cost

Waterbury

$20,500

avg tuition/year

$8,150 above national avg

Tuition by School Type & Grade

Category	Fargo	Waterbury	Difference
All Schools (Average)	$6,500/yr	$20,500/yr	-$14,000
Religious Schools	$4,600/yr	$11,300/yr	-$6,700
Independent/Prep	$12,800/yr	$40,800/yr	-$28,000
Elementary (K-5)	$5,500/yr	$17,400/yr	-$11,900
Middle School (6-8)	$6,500/yr	$20,500/yr	-$14,000
High School (9-12)	$7,800/yr	$24,600/yr	-$16,800

K-12 Total Cost (13 Years)

Fargo

$84,500

Waterbury

$266,500

Choosing Fargo saves $182,000 per child over a full K-12 career. Two kids? That's $364,000.

Sample Schools

Fargo

Shanley High School (Fargo)

Catholic · 9–12 · $9,200/yr

Prairie Christian Academy

Christian · K–12 · $7,800-$9,800/yr

Waterbury

Holy Cross High School (Waterbury)

Catholic · 9–12 · $14,800/yr

Crosby High School (Waterbury)

Independent · 9–12 · $9,800/yr

Full Fargo breakdown → Full Waterbury breakdown →

North Dakota private school costs Connecticut private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.