Is private school cheaper in Frederick or Waterbury?

Frederick has lower average private school tuition at $16,700/year vs $20,500/year in Waterbury. That's $3,800/year less, or $49,400 over a K-12 career.

How much can I save on private school by choosing Frederick over Waterbury?

Average tuition in Frederick is $3,800/year less than Waterbury. Over 13 years (K-12), that's $49,400 per child. Religious schools are the most affordable option in both cities: $11,300/year in Frederick, $11,300/year in Waterbury.

How do Frederick and Waterbury private school costs compare to the national average?

The national average private school tuition is $12,350/year. Frederick averages $16,700/year ($4,350 above average). Waterbury averages $20,500/year ($8,150 above average).

Private School Cost: Frederick vs Waterbury

Frederick averages $3,800/year less for private school (23% cheaper). Over K-12, that's $49,400 per child.

Bottom Line

Frederick is the cheaper city for private school. Average tuition: $16,700/year vs $20,500/year in Waterbury. Religious schools run $11,300/year on the low end.

Frederick

$16,700

avg tuition/year

$4,350 above national avg

Lower cost

Waterbury

$20,500

avg tuition/year

$8,150 above national avg

Tuition by School Type & Grade

Category	Frederick	Waterbury	Difference
All Schools (Average)	$16,700/yr	$20,500/yr	-$3,800
Religious Schools	$11,300/yr	$11,300/yr	Same
Independent/Prep	$35,100/yr	$40,800/yr	-$5,700
Elementary (K-5)	$14,200/yr	$17,400/yr	-$3,200
Middle School (6-8)	$16,700/yr	$20,500/yr	-$3,800
High School (9-12)	$20,000/yr	$24,600/yr	-$4,600

K-12 Total Cost (13 Years)

Frederick

$217,100

Waterbury

$266,500

Choosing Frederick saves $49,400 per child over a full K-12 career. Two kids? That's $98,800.

Sample Schools

Frederick

Frederick Classical Charter School (Private Prep)

Independent · K–12 · $11,200/yr

Visitation Academy (Frederick MD)

Catholic · PK–8 · $12,400/yr

Waterbury

Holy Cross High School (Waterbury)

Catholic · 9–12 · $14,800/yr

Crosby High School (Waterbury)

Independent · 9–12 · $9,800/yr

Full Frederick breakdown → Full Waterbury breakdown →

Maryland private school costs Connecticut private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.