Private School Cost: Hartford vs Jersey City
Jersey City averages $7,100/year less for private school (34% cheaper). Over K-12, that's $92,300 per child.
Bottom Line
Jersey City is the cheaper city for private school. Average tuition: $20,900/year vs $28,000/year in Hartford. Religious schools run $13,500/year on the low end.
Hartford
CT
$28,000
avg tuition/year
Jersey City
NJ
$20,900
avg tuition/year
Tuition by School Type & Grade
| Category | Hartford | Jersey City | Difference |
|---|---|---|---|
| All Schools (Average) | $28,000/yr | $20,900/yr | +$7,100 |
| Religious Schools | $15,800/yr | $13,500/yr | +$2,300 |
| Independent/Prep | $44,500/yr | $44,800/yr | -$300 |
| Elementary (K-5) | $22,800/yr | $17,800/yr | +$5,000 |
| Middle School (6-8) | $28,000/yr | $20,900/yr | +$7,100 |
| High School (9-12) | $35,000/yr | $25,100/yr | +$9,900 |
K-12 Total Cost (13 Years)
Hartford
$364,000
Jersey City
$271,700
Choosing Jersey City saves $92,300 per child over a full K-12 career. Two kids? That's $184,600.
Sample Schools
Hartford
Kingswood Oxford School
Independent · 6–12 · $44,800-$47,200/yr
Loomis Chaffee School
Independent (Day) · 9–12 · $48,200/yr
Watkinson School
Independent · 6–12 · $36,800/yr
Northwest Catholic High School
Catholic · 9–12 · $17,800/yr
Jersey City
Hudson Catholic Regional High School
Catholic · 9–12 · $14,800/yr
Saint Aloysius Academy (Jersey City)
Catholic · K–8 · $10,800-$12,800/yr
About This Comparison
This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.
Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.