Is private school cheaper in Jersey City or Louisville?

Louisville has lower average private school tuition at $11,500/year vs $20,900/year in Jersey City. That's $9,400/year less, or $122,200 over a K-12 career.

How much can I save on private school by choosing Louisville over Jersey City?

Average tuition in Louisville is $9,400/year less than Jersey City. Over 13 years (K-12), that's $122,200 per child. Religious schools are the most affordable option in both cities: $13,500/year in Jersey City, $7,800/year in Louisville.

How do Jersey City and Louisville private school costs compare to the national average?

The national average private school tuition is $12,350/year. Jersey City averages $20,900/year ($8,550 above average). Louisville averages $11,500/year ($850 below average).

Private School Cost: Jersey City vs Louisville

Louisville averages $9,400/year less for private school (82% cheaper). Over K-12, that's $122,200 per child.

Bottom Line

Louisville is the cheaper city for private school. Average tuition: $11,500/year vs $20,900/year in Jersey City. Religious schools run $7,800/year on the low end.

Jersey City

$20,900

avg tuition/year

$8,550 above national avg

Louisville

$11,500

avg tuition/year

$850 below national avg

Lower cost

Tuition by School Type & Grade

Category	Jersey City	Louisville	Difference
All Schools (Average)	$20,900/yr	$11,500/yr	+$9,400
Religious Schools	$13,500/yr	$7,800/yr	+$5,700
Independent/Prep	$44,800/yr	$21,500/yr	+$23,300
Elementary (K-5)	$17,800/yr	$9,400/yr	+$8,400
Middle School (6-8)	$20,900/yr	$11,500/yr	+$9,400
High School (9-12)	$25,100/yr	$14,200/yr	+$10,900

K-12 Total Cost (13 Years)

Jersey City

$271,700

Louisville

$149,500

Choosing Louisville saves $122,200 per child over a full K-12 career. Two kids? That's $244,400.

Sample Schools

Jersey City

Hudson Catholic Regional High School

Catholic · 9–12 · $14,800/yr

Saint Aloysius Academy (Jersey City)

Catholic · K–8 · $10,800-$12,800/yr

Louisville

Louisville Collegiate School

Independent · PK–12 · $22,400-$24,200/yr

Bellarmine University Prep (Affiliated)

Reference · N/A

Male High School (Public Magnet)

Magnet (Free) · 9–12

Trinity High School (Louisville)

Catholic · 9–12 · $13,400/yr

Full Jersey City breakdown → Full Louisville breakdown →

New Jersey private school costs Kentucky private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.