Is private school cheaper in Jersey City or Memphis?

Memphis has lower average private school tuition at $10,800/year vs $20,900/year in Jersey City. That's $10,100/year less, or $131,300 over a K-12 career.

How much can I save on private school by choosing Memphis over Jersey City?

Average tuition in Memphis is $10,100/year less than Jersey City. Over 13 years (K-12), that's $131,300 per child. Religious schools are the most affordable option in both cities: $13,500/year in Jersey City, $7,200/year in Memphis.

How do Jersey City and Memphis private school costs compare to the national average?

The national average private school tuition is $12,350/year. Jersey City averages $20,900/year ($8,550 above average). Memphis averages $10,800/year ($1,550 below average).

Private School Cost: Jersey City vs Memphis

Memphis averages $10,100/year less for private school (94% cheaper). Over K-12, that's $131,300 per child.

Bottom Line

Memphis is the cheaper city for private school. Average tuition: $10,800/year vs $20,900/year in Jersey City. Religious schools run $7,200/year on the low end.

Jersey City

$20,900

avg tuition/year

$8,550 above national avg

Memphis

$10,800

avg tuition/year

$1,550 below national avg

Lower cost

Tuition by School Type & Grade

Category	Jersey City	Memphis	Difference
All Schools (Average)	$20,900/yr	$10,800/yr	+$10,100
Religious Schools	$13,500/yr	$7,200/yr	+$6,300
Independent/Prep	$44,800/yr	$20,500/yr	+$24,300
Elementary (K-5)	$17,800/yr	$8,800/yr	+$9,000
Middle School (6-8)	$20,900/yr	$10,800/yr	+$10,100
High School (9-12)	$25,100/yr	$13,400/yr	+$11,700

K-12 Total Cost (13 Years)

Jersey City

$271,700

Memphis

$140,400

Choosing Memphis saves $131,300 per child over a full K-12 career. Two kids? That's $262,600.

Sample Schools

Jersey City

Hudson Catholic Regional High School

Catholic · 9–12 · $14,800/yr

Saint Aloysius Academy (Jersey City)

Catholic · K–8 · $10,800-$12,800/yr

Memphis

Hutchison School

Independent · PK–12 · $20,800-$22,400/yr

Memphis University School

Independent · 7–12 · $18,400/yr

Christian Brothers High School (Memphis)

Catholic · 9–12 · $13,800/yr

St. Agnes Academy (Memphis)

Catholic · 9–12 · $12,200/yr

Full Jersey City breakdown → Full Memphis breakdown →

New Jersey private school costs Tennessee private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.