Is private school cheaper in Jersey City or Toledo?

Toledo has lower average private school tuition at $8,200/year vs $20,900/year in Jersey City. That's $12,700/year less, or $165,100 over a K-12 career.

How much can I save on private school by choosing Toledo over Jersey City?

Average tuition in Toledo is $12,700/year less than Jersey City. Over 13 years (K-12), that's $165,100 per child. Religious schools are the most affordable option in both cities: $13,500/year in Jersey City, $5,900/year in Toledo.

How do Jersey City and Toledo private school costs compare to the national average?

The national average private school tuition is $12,350/year. Jersey City averages $20,900/year ($8,550 above average). Toledo averages $8,200/year ($4,150 below average).

Private School Cost: Jersey City vs Toledo

Toledo averages $12,700/year less for private school (155% cheaper). Over K-12, that's $165,100 per child.

Bottom Line

Toledo is the cheaper city for private school. Average tuition: $8,200/year vs $20,900/year in Jersey City. Religious schools run $5,900/year on the low end.

Jersey City

$20,900

avg tuition/year

$8,550 above national avg

Toledo

$8,200

avg tuition/year

$4,150 below national avg

Lower cost

Tuition by School Type & Grade

Category	Jersey City	Toledo	Difference
All Schools (Average)	$20,900/yr	$8,200/yr	+$12,700
Religious Schools	$13,500/yr	$5,900/yr	+$7,600
Independent/Prep	$44,800/yr	$19,100/yr	+$25,700
Elementary (K-5)	$17,800/yr	$7,000/yr	+$10,800
Middle School (6-8)	$20,900/yr	$8,200/yr	+$12,700
High School (9-12)	$25,100/yr	$9,800/yr	+$15,300

K-12 Total Cost (13 Years)

Jersey City

$271,700

Toledo

$106,600

Choosing Toledo saves $165,100 per child over a full K-12 career. Two kids? That's $330,200.

Sample Schools

Jersey City

Hudson Catholic Regional High School

Catholic · 9–12 · $14,800/yr

Saint Aloysius Academy (Jersey City)

Catholic · K–8 · $10,800-$12,800/yr

Toledo

St. Francis de Sales High School (Toledo)

Catholic · 9–12 · $10,400/yr

Toledo Christian Schools

Christian · PK–12 · $9,200-$11,400/yr

Full Jersey City breakdown → Full Toledo breakdown →

New Jersey private school costs Ohio private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.