Is private school cheaper in Jersey City or Waco?

Waco has lower average private school tuition at $10,100/year vs $20,900/year in Jersey City. That's $10,800/year less, or $140,400 over a K-12 career.

How much can I save on private school by choosing Waco over Jersey City?

Average tuition in Waco is $10,800/year less than Jersey City. Over 13 years (K-12), that's $140,400 per child. Religious schools are the most affordable option in both cities: $13,500/year in Jersey City, $6,900/year in Waco.

How do Jersey City and Waco private school costs compare to the national average?

The national average private school tuition is $12,350/year. Jersey City averages $20,900/year ($8,550 above average). Waco averages $10,100/year ($2,250 below average).

Private School Cost: Jersey City vs Waco

Waco averages $10,800/year less for private school (107% cheaper). Over K-12, that's $140,400 per child.

Bottom Line

Waco is the cheaper city for private school. Average tuition: $10,100/year vs $20,900/year in Jersey City. Religious schools run $6,900/year on the low end.

Jersey City

$20,900

avg tuition/year

$8,550 above national avg

Waco

$10,100

avg tuition/year

$2,250 below national avg

Lower cost

Tuition by School Type & Grade

Category	Jersey City	Waco	Difference
All Schools (Average)	$20,900/yr	$10,100/yr	+$10,800
Religious Schools	$13,500/yr	$6,900/yr	+$6,600
Independent/Prep	$44,800/yr	$21,300/yr	+$23,500
Elementary (K-5)	$17,800/yr	$8,600/yr	+$9,200
Middle School (6-8)	$20,900/yr	$10,100/yr	+$10,800
High School (9-12)	$25,100/yr	$12,100/yr	+$13,000

K-12 Total Cost (13 Years)

Jersey City

$271,700

Waco

$131,300

Choosing Waco saves $140,400 per child over a full K-12 career. Two kids? That's $280,800.

Sample Schools

Jersey City

Hudson Catholic Regional High School

Catholic · 9–12 · $14,800/yr

Saint Aloysius Academy (Jersey City)

Catholic · K–8 · $10,800-$12,800/yr

Waco

Vanguard College Preparatory

Christian · 6–12 · $12,400/yr

Reicher Catholic High School

Catholic · 9–12 · $10,200/yr

Full Jersey City breakdown → Full Waco breakdown →

New Jersey private school costs Texas private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.