Is private school cheaper in Louisville or Philadelphia?

Louisville has lower average private school tuition at $11,500/year vs $20,200/year in Philadelphia. That's $8,700/year less, or $113,100 over a K-12 career.

How much can I save on private school by choosing Louisville over Philadelphia?

Average tuition in Louisville is $8,700/year less than Philadelphia. Over 13 years (K-12), that's $113,100 per child. Religious schools are the most affordable option in both cities: $7,800/year in Louisville, $11,400/year in Philadelphia.

How do Louisville and Philadelphia private school costs compare to the national average?

The national average private school tuition is $12,350/year. Louisville averages $11,500/year ($850 below average). Philadelphia averages $20,200/year ($7,850 above average).

Private School Cost: Louisville vs Philadelphia

Louisville averages $8,700/year less for private school (76% cheaper). Over K-12, that's $113,100 per child.

Bottom Line

Louisville is the cheaper city for private school. Average tuition: $11,500/year vs $20,200/year in Philadelphia. Religious schools run $7,800/year on the low end.

Louisville

$11,500

avg tuition/year

$850 below national avg

Lower cost

Philadelphia

$20,200

avg tuition/year

$7,850 above national avg

Tuition by School Type & Grade

Category	Louisville	Philadelphia	Difference
All Schools (Average)	$11,500/yr	$20,200/yr	-$8,700
Religious Schools	$7,800/yr	$11,400/yr	-$3,600
Independent/Prep	$21,500/yr	$36,000/yr	-$14,500
Elementary (K-5)	$9,400/yr	$16,500/yr	-$7,100
Middle School (6-8)	$11,500/yr	$20,200/yr	-$8,700
High School (9-12)	$14,200/yr	$25,000/yr	-$10,800

K-12 Total Cost (13 Years)

Louisville

$149,500

Philadelphia

$262,600

Choosing Louisville saves $113,100 per child over a full K-12 career. Two kids? That's $226,200.

Sample Schools

Louisville

Louisville Collegiate School

Independent · PK–12 · $22,400-$24,200/yr

Bellarmine University Prep (Affiliated)

Reference · N/A

Male High School (Public Magnet)

Magnet (Free) · 9–12

Trinity High School (Louisville)

Catholic · 9–12 · $13,400/yr

Philadelphia

Episcopal Academy

Independent · PK–12 · $40,800-$43,200/yr

The Haverford School

Independent · PK–12 · $41,200/yr

Germantown Friends School

Independent (Quaker) · K–12 · $38,600/yr

La Salle College High School

Catholic · 9–12 · $19,200/yr

Full Louisville breakdown → Full Philadelphia breakdown →

Kentucky private school costs Pennsylvania private school costs

Related Comparisons

New York vs Philadelphia → Boston vs Philadelphia →

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.