Is private school cheaper in McKinney or New York City?

McKinney has lower average private school tuition at $12,600/year vs $38,500/year in New York City. That's $25,900/year less, or $336,700 over a K-12 career.

How much can I save on private school by choosing McKinney over New York City?

Average tuition in McKinney is $25,900/year less than New York City. Over 13 years (K-12), that's $336,700 per child. Religious schools are the most affordable option in both cities: $8,600/year in McKinney, $17,500/year in New York City.

How do McKinney and New York City private school costs compare to the national average?

The national average private school tuition is $12,350/year. McKinney averages $12,600/year ($250 above average). New York City averages $38,500/year ($26,150 above average).

Private School Cost: McKinney vs New York City

McKinney averages $25,900/year less for private school (206% cheaper). Over K-12, that's $336,700 per child.

Bottom Line

McKinney is the cheaper city for private school. Average tuition: $12,600/year vs $38,500/year in New York City. Religious schools run $8,600/year on the low end.

McKinney

$12,600

avg tuition/year

$250 above national avg

Lower cost

New York City

$38,500

avg tuition/year

$26,150 above national avg

Tuition by School Type & Grade

Category	McKinney	New York City	Difference
All Schools (Average)	$12,600/yr	$38,500/yr	-$25,900
Religious Schools	$8,600/yr	$17,500/yr	-$8,900
Independent/Prep	$26,600/yr	$58,000/yr	-$31,400
Elementary (K-5)	$10,700/yr	$32,000/yr	-$21,300
Middle School (6-8)	$12,600/yr	$38,500/yr	-$25,900
High School (9-12)	$15,100/yr	$48,000/yr	-$32,900

K-12 Total Cost (13 Years)

McKinney

$163,800

New York City

$500,500

Choosing McKinney saves $336,700 per child over a full K-12 career. Two kids? That's $673,400.

Sample Schools

McKinney

Calvary Christian Academy (McKinney)

Christian · PK–12 · $10,200-$12,800/yr

McKinney Christian Academy

Christian · K–12 · $9,200-$11,400/yr

New York City

Dalton School

Independent · K–12 · $60,310/yr

Trinity School NYC

Independent · K–12 · $59,900/yr

Horace Mann School

Independent · K–12 · $59,200/yr

Regis High School

Catholic (tuition-free) · 9–12

Full McKinney breakdown → Full New York City breakdown →

Texas private school costs New York private school costs

Related Comparisons

New York vs Boston → New York vs Philadelphia → New York vs Chicago → New York vs Houston →

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.