Is private school cheaper in McKinney or Oxnard?

McKinney has lower average private school tuition at $12,600/year vs $16,900/year in Oxnard. That's $4,300/year less, or $55,900 over a K-12 career.

How much can I save on private school by choosing McKinney over Oxnard?

Average tuition in McKinney is $4,300/year less than Oxnard. Over 13 years (K-12), that's $55,900 per child. Religious schools are the most affordable option in both cities: $8,600/year in McKinney, $11,000/year in Oxnard.

How do McKinney and Oxnard private school costs compare to the national average?

The national average private school tuition is $12,350/year. McKinney averages $12,600/year ($250 above average). Oxnard averages $16,900/year ($4,550 above average).

Private School Cost: McKinney vs Oxnard

McKinney averages $4,300/year less for private school (34% cheaper). Over K-12, that's $55,900 per child.

Bottom Line

McKinney is the cheaper city for private school. Average tuition: $12,600/year vs $16,900/year in Oxnard. Religious schools run $8,600/year on the low end.

McKinney

$12,600

avg tuition/year

$250 above national avg

Lower cost

Oxnard

$16,900

avg tuition/year

$4,550 above national avg

Tuition by School Type & Grade

Category	McKinney	Oxnard	Difference
All Schools (Average)	$12,600/yr	$16,900/yr	-$4,300
Religious Schools	$8,600/yr	$11,000/yr	-$2,400
Independent/Prep	$26,600/yr	$32,900/yr	-$6,300
Elementary (K-5)	$10,700/yr	$14,400/yr	-$3,700
Middle School (6-8)	$12,600/yr	$16,900/yr	-$4,300
High School (9-12)	$15,100/yr	$20,300/yr	-$5,200

K-12 Total Cost (13 Years)

McKinney

$163,800

Oxnard

$219,700

Choosing McKinney saves $55,900 per child over a full K-12 career. Two kids? That's $111,800.

Sample Schools

McKinney

Calvary Christian Academy (McKinney)

Christian · PK–12 · $10,200-$12,800/yr

McKinney Christian Academy

Christian · K–12 · $9,200-$11,400/yr

Oxnard

Pacifica High School (Ventura County)

Catholic · 9–12 · $12,400/yr

Ventura Missionary School

Christian · K–12 · $9,800-$11,600/yr

Full McKinney breakdown → Full Oxnard breakdown →

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.