Is private school cheaper in McKinney or San Francisco?

McKinney has lower average private school tuition at $12,600/year vs $34,200/year in San Francisco. That's $21,600/year less, or $280,800 over a K-12 career.

How much can I save on private school by choosing McKinney over San Francisco?

Average tuition in McKinney is $21,600/year less than San Francisco. Over 13 years (K-12), that's $280,800 per child. Religious schools are the most affordable option in both cities: $8,600/year in McKinney, $16,000/year in San Francisco.

How do McKinney and San Francisco private school costs compare to the national average?

The national average private school tuition is $12,350/year. McKinney averages $12,600/year ($250 above average). San Francisco averages $34,200/year ($21,850 above average).

Private School Cost: McKinney vs San Francisco

McKinney averages $21,600/year less for private school (171% cheaper). Over K-12, that's $280,800 per child.

Bottom Line

McKinney is the cheaper city for private school. Average tuition: $12,600/year vs $34,200/year in San Francisco. Religious schools run $8,600/year on the low end.

McKinney

$12,600

avg tuition/year

$250 above national avg

Lower cost

San Francisco

$34,200

avg tuition/year

$21,850 above national avg

Tuition by School Type & Grade

Category	McKinney	San Francisco	Difference
All Schools (Average)	$12,600/yr	$34,200/yr	-$21,600
Religious Schools	$8,600/yr	$16,000/yr	-$7,400
Independent/Prep	$26,600/yr	$52,000/yr	-$25,400
Elementary (K-5)	$10,700/yr	$28,000/yr	-$17,300
Middle School (6-8)	$12,600/yr	$34,200/yr	-$21,600
High School (9-12)	$15,100/yr	$42,000/yr	-$26,900

K-12 Total Cost (13 Years)

McKinney

$163,800

San Francisco

$444,600

Choosing McKinney saves $280,800 per child over a full K-12 career. Two kids? That's $561,600.

Sample Schools

McKinney

Calvary Christian Academy (McKinney)

Christian · PK–12 · $10,200-$12,800/yr

McKinney Christian Academy

Christian · K–12 · $9,200-$11,400/yr

San Francisco

San Francisco University High School

Independent · 9–12 · $56,830/yr

The Urban School of San Francisco

Independent · 9–12 · $56,200/yr

Katherine Delmar Burke School

Independent · K–8 · $48,900/yr

St. Ignatius College Preparatory

Catholic · 9–12 · $24,600/yr

Full McKinney breakdown → Full San Francisco breakdown →

Texas private school costs California private school costs

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.