Is private school cheaper in Memphis or Toledo?

Toledo has lower average private school tuition at $8,200/year vs $10,800/year in Memphis. That's $2,600/year less, or $33,800 over a K-12 career.

How much can I save on private school by choosing Toledo over Memphis?

Average tuition in Toledo is $2,600/year less than Memphis. Over 13 years (K-12), that's $33,800 per child. Religious schools are the most affordable option in both cities: $7,200/year in Memphis, $5,900/year in Toledo.

How do Memphis and Toledo private school costs compare to the national average?

The national average private school tuition is $12,350/year. Memphis averages $10,800/year ($1,550 below average). Toledo averages $8,200/year ($4,150 below average).

Private School Cost: Memphis vs Toledo

Toledo averages $2,600/year less for private school (32% cheaper). Over K-12, that's $33,800 per child.

Bottom Line

Toledo is the cheaper city for private school. Average tuition: $8,200/year vs $10,800/year in Memphis. Religious schools run $5,900/year on the low end.

Memphis

$10,800

avg tuition/year

$1,550 below national avg

Toledo

$8,200

avg tuition/year

$4,150 below national avg

Lower cost

Tuition by School Type & Grade

Category	Memphis	Toledo	Difference
All Schools (Average)	$10,800/yr	$8,200/yr	+$2,600
Religious Schools	$7,200/yr	$5,900/yr	+$1,300
Independent/Prep	$20,500/yr	$19,100/yr	+$1,400
Elementary (K-5)	$8,800/yr	$7,000/yr	+$1,800
Middle School (6-8)	$10,800/yr	$8,200/yr	+$2,600
High School (9-12)	$13,400/yr	$9,800/yr	+$3,600

K-12 Total Cost (13 Years)

Memphis

$140,400

Toledo

$106,600

Choosing Toledo saves $33,800 per child over a full K-12 career. Two kids? That's $67,600.

Sample Schools

Memphis

Hutchison School

Independent · PK–12 · $20,800-$22,400/yr

Memphis University School

Independent · 7–12 · $18,400/yr

Christian Brothers High School (Memphis)

Catholic · 9–12 · $13,800/yr

St. Agnes Academy (Memphis)

Catholic · 9–12 · $12,200/yr

Toledo

St. Francis de Sales High School (Toledo)

Catholic · 9–12 · $10,400/yr

Toledo Christian Schools

Christian · PK–12 · $9,200-$11,400/yr

Full Memphis breakdown → Full Toledo breakdown →

Tennessee private school costs Ohio private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.