Is private school cheaper in Modesto or Toledo?

Toledo has lower average private school tuition at $8,200/year vs $14,400/year in Modesto. That's $6,200/year less, or $80,600 over a K-12 career.

How much can I save on private school by choosing Toledo over Modesto?

Average tuition in Toledo is $6,200/year less than Modesto. Over 13 years (K-12), that's $80,600 per child. Religious schools are the most affordable option in both cities: $9,400/year in Modesto, $5,900/year in Toledo.

How do Modesto and Toledo private school costs compare to the national average?

The national average private school tuition is $12,350/year. Modesto averages $14,400/year ($2,050 above average). Toledo averages $8,200/year ($4,150 below average).

Private School Cost: Modesto vs Toledo

Toledo averages $6,200/year less for private school (76% cheaper). Over K-12, that's $80,600 per child.

Bottom Line

Toledo is the cheaper city for private school. Average tuition: $8,200/year vs $14,400/year in Modesto. Religious schools run $5,900/year on the low end.

Modesto

$14,400

avg tuition/year

$2,050 above national avg

Toledo

$8,200

avg tuition/year

$4,150 below national avg

Lower cost

Tuition by School Type & Grade

Category	Modesto	Toledo	Difference
All Schools (Average)	$14,400/yr	$8,200/yr	+$6,200
Religious Schools	$9,400/yr	$5,900/yr	+$3,500
Independent/Prep	$28,100/yr	$19,100/yr	+$9,000
Elementary (K-5)	$12,200/yr	$7,000/yr	+$5,200
Middle School (6-8)	$14,400/yr	$8,200/yr	+$6,200
High School (9-12)	$17,300/yr	$9,800/yr	+$7,500

K-12 Total Cost (13 Years)

Modesto

$187,200

Toledo

$106,600

Choosing Toledo saves $80,600 per child over a full K-12 career. Two kids? That's $161,200.

Sample Schools

Modesto

Central Catholic High School (Modesto)

Catholic · 9–12 · $11,200/yr

Modesto Christian School

Christian · K–12 · $9,200-$11,400/yr

Toledo

St. Francis de Sales High School (Toledo)

Catholic · 9–12 · $10,400/yr

Toledo Christian Schools

Christian · PK–12 · $9,200-$11,400/yr

Full Modesto breakdown → Full Toledo breakdown →

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.