Is private school cheaper in Naperville or Palm Bay?

Palm Bay has lower average private school tuition at $9,400/year vs $13,800/year in Naperville. That's $4,400/year less, or $57,200 over a K-12 career.

How much can I save on private school by choosing Palm Bay over Naperville?

Average tuition in Palm Bay is $4,400/year less than Naperville. Over 13 years (K-12), that's $57,200 per child. Religious schools are the most affordable option in both cities: $8,700/year in Naperville, $6,500/year in Palm Bay.

How do Naperville and Palm Bay private school costs compare to the national average?

The national average private school tuition is $12,350/year. Naperville averages $13,800/year ($1,450 above average). Palm Bay averages $9,400/year ($2,950 below average).

Private School Cost: Naperville vs Palm Bay

Palm Bay averages $4,400/year less for private school (47% cheaper). Over K-12, that's $57,200 per child.

Bottom Line

Palm Bay is the cheaper city for private school. Average tuition: $9,400/year vs $13,800/year in Naperville. Religious schools run $6,500/year on the low end.

Naperville

$13,800

avg tuition/year

$1,450 above national avg

Palm Bay

$9,400

avg tuition/year

$2,950 below national avg

Lower cost

Tuition by School Type & Grade

Category	Naperville	Palm Bay	Difference
All Schools (Average)	$13,800/yr	$9,400/yr	+$4,400
Religious Schools	$8,700/yr	$6,500/yr	+$2,200
Independent/Prep	$31,900/yr	$19,400/yr	+$12,500
Elementary (K-5)	$11,700/yr	$8,000/yr	+$3,700
Middle School (6-8)	$13,800/yr	$9,400/yr	+$4,400
High School (9-12)	$16,600/yr	$11,300/yr	+$5,300

K-12 Total Cost (13 Years)

Naperville

$179,400

Palm Bay

$122,200

Choosing Palm Bay saves $57,200 per child over a full K-12 career. Two kids? That's $114,400.

Sample Schools

Naperville

Benet Academy (Lisle/Naperville area)

Catholic · 9–12 · $18,400/yr

Wheaton Academy

Christian · 9–12 · $18,200/yr

Palm Bay

Our Lady of Grace Academy (Palm Bay)

Christian · K–12 · $8,400-$10,400/yr

Brevard Academy

Independent · K–12 · $9,200-$11,400/yr

Full Naperville breakdown → Full Palm Bay breakdown →

Illinois private school costs Florida private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.