Is private school cheaper in Nashville or Waterbury?

Nashville has lower average private school tuition at $14,200/year vs $20,500/year in Waterbury. That's $6,300/year less, or $81,900 over a K-12 career.

How much can I save on private school by choosing Nashville over Waterbury?

Average tuition in Nashville is $6,300/year less than Waterbury. Over 13 years (K-12), that's $81,900 per child. Religious schools are the most affordable option in both cities: $8,800/year in Nashville, $11,300/year in Waterbury.

How do Nashville and Waterbury private school costs compare to the national average?

The national average private school tuition is $12,350/year. Nashville averages $14,200/year ($1,850 above average). Waterbury averages $20,500/year ($8,150 above average).

Private School Cost: Nashville vs Waterbury

Nashville averages $6,300/year less for private school (44% cheaper). Over K-12, that's $81,900 per child.

Bottom Line

Nashville is the cheaper city for private school. Average tuition: $14,200/year vs $20,500/year in Waterbury. Religious schools run $8,800/year on the low end.

Nashville

$14,200

avg tuition/year

$1,850 above national avg

Lower cost

Waterbury

$20,500

avg tuition/year

$8,150 above national avg

Tuition by School Type & Grade

Category	Nashville	Waterbury	Difference
All Schools (Average)	$14,200/yr	$20,500/yr	-$6,300
Religious Schools	$8,800/yr	$11,300/yr	-$2,500
Independent/Prep	$26,500/yr	$40,800/yr	-$14,300
Elementary (K-5)	$11,600/yr	$17,400/yr	-$5,800
Middle School (6-8)	$14,200/yr	$20,500/yr	-$6,300
High School (9-12)	$17,500/yr	$24,600/yr	-$7,100

K-12 Total Cost (13 Years)

Nashville

$184,600

Waterbury

$266,500

Choosing Nashville saves $81,900 per child over a full K-12 career. Two kids? That's $163,800.

Sample Schools

Nashville

Montgomery Bell Academy

Independent · 7–12 · $29,400/yr

Harpeth Hall School

Independent · 5–12 · $28,800/yr

University School of Nashville

Independent · K–12 · $26,200/yr

Father Ryan High School

Catholic · 9–12 · $16,800/yr

Waterbury

Holy Cross High School (Waterbury)

Catholic · 9–12 · $14,800/yr

Crosby High School (Waterbury)

Independent · 9–12 · $9,800/yr

Full Nashville breakdown → Full Waterbury breakdown →

Tennessee private school costs Connecticut private school costs

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.