Is private school cheaper in San Bernardino or Toledo?

Toledo has lower average private school tuition at $8,200/year vs $13,800/year in San Bernardino. That's $5,600/year less, or $72,800 over a K-12 career.

How much can I save on private school by choosing Toledo over San Bernardino?

Average tuition in Toledo is $5,600/year less than San Bernardino. Over 13 years (K-12), that's $72,800 per child. Religious schools are the most affordable option in both cities: $9,000/year in San Bernardino, $5,900/year in Toledo.

How do San Bernardino and Toledo private school costs compare to the national average?

The national average private school tuition is $12,350/year. San Bernardino averages $13,800/year ($1,450 above average). Toledo averages $8,200/year ($4,150 below average).

Private School Cost: San Bernardino vs Toledo

Toledo averages $5,600/year less for private school (68% cheaper). Over K-12, that's $72,800 per child.

Bottom Line

Toledo is the cheaper city for private school. Average tuition: $8,200/year vs $13,800/year in San Bernardino. Religious schools run $5,900/year on the low end.

San Bernardino

$13,800

avg tuition/year

$1,450 above national avg

Toledo

$8,200

avg tuition/year

$4,150 below national avg

Lower cost

Tuition by School Type & Grade

Category	San Bernardino	Toledo	Difference
All Schools (Average)	$13,800/yr	$8,200/yr	+$5,600
Religious Schools	$9,000/yr	$5,900/yr	+$3,100
Independent/Prep	$26,800/yr	$19,100/yr	+$7,700
Elementary (K-5)	$11,700/yr	$7,000/yr	+$4,700
Middle School (6-8)	$13,800/yr	$8,200/yr	+$5,600
High School (9-12)	$16,600/yr	$9,800/yr	+$6,800

K-12 Total Cost (13 Years)

San Bernardino

$179,400

Toledo

$106,600

Choosing Toledo saves $72,800 per child over a full K-12 career. Two kids? That's $145,600.

Sample Schools

San Bernardino

Our Lady of the Assumption School

Catholic · PK–8 · $8,400-$10,200/yr

San Bernardino Christian School

Christian · K–12 · $7,800-$9,200/yr

Toledo

St. Francis de Sales High School (Toledo)

Catholic · 9–12 · $10,400/yr

Toledo Christian Schools

Christian · PK–12 · $9,200-$11,400/yr

Full San Bernardino breakdown → Full Toledo breakdown →

California private school costs Ohio private school costs

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.