Is private school cheaper in San Jose or Toledo?

Toledo has lower average private school tuition at $8,200/year vs $25,200/year in San Jose. That's $17,000/year less, or $221,000 over a K-12 career.

How much can I save on private school by choosing Toledo over San Jose?

Average tuition in Toledo is $17,000/year less than San Jose. Over 13 years (K-12), that's $221,000 per child. Religious schools are the most affordable option in both cities: $13,800/year in San Jose, $5,900/year in Toledo.

How do San Jose and Toledo private school costs compare to the national average?

The national average private school tuition is $12,350/year. San Jose averages $25,200/year ($12,850 above average). Toledo averages $8,200/year ($4,150 below average).

Private School Cost: San Jose vs Toledo

Toledo averages $17,000/year less for private school (207% cheaper). Over K-12, that's $221,000 per child.

Bottom Line

Toledo is the cheaper city for private school. Average tuition: $8,200/year vs $25,200/year in San Jose. Religious schools run $5,900/year on the low end.

San Jose

$25,200

avg tuition/year

$12,850 above national avg

Toledo

$8,200

avg tuition/year

$4,150 below national avg

Lower cost

Tuition by School Type & Grade

Category	San Jose	Toledo	Difference
All Schools (Average)	$25,200/yr	$8,200/yr	+$17,000
Religious Schools	$13,800/yr	$5,900/yr	+$7,900
Independent/Prep	$40,500/yr	$19,100/yr	+$21,400
Elementary (K-5)	$20,500/yr	$7,000/yr	+$13,500
Middle School (6-8)	$25,200/yr	$8,200/yr	+$17,000
High School (9-12)	$31,200/yr	$9,800/yr	+$21,400

K-12 Total Cost (13 Years)

San Jose

$327,600

Toledo

$106,600

Choosing Toledo saves $221,000 per child over a full K-12 career. Two kids? That's $442,000.

Sample Schools

San Jose

Harker School

Independent · K–12 · $48,200-$51,600/yr

Bellarmine College Preparatory

Catholic · 9–12 · $22,800/yr

Archbishop Mitty High School

Catholic · 9–12 · $21,400/yr

Presentation High School

Catholic · 9–12 · $20,800/yr

Toledo

St. Francis de Sales High School (Toledo)

Catholic · 9–12 · $10,400/yr

Toledo Christian Schools

Christian · PK–12 · $9,200-$11,400/yr

Full San Jose breakdown → Full Toledo breakdown →

California private school costs Ohio private school costs

Related Comparisons

Los Angeles vs San Jose → San Francisco vs San Jose →

About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.