Is private school cheaper in Surprise or Toledo?

Toledo has lower average private school tuition at $8,200/year vs $9,500/year in Surprise. That's $1,300/year less, or $16,900 over a K-12 career.

How much can I save on private school by choosing Toledo over Surprise?

Average tuition in Toledo is $1,300/year less than Surprise. Over 13 years (K-12), that's $16,900 per child. Religious schools are the most affordable option in both cities: $7,100/year in Surprise, $5,900/year in Toledo.

How do Surprise and Toledo private school costs compare to the national average?

The national average private school tuition is $12,350/year. Surprise averages $9,500/year ($2,850 below average). Toledo averages $8,200/year ($4,150 below average).

Private School Cost: Surprise vs Toledo

Toledo averages $1,300/year less for private school (16% cheaper). Over K-12, that's $16,900 per child.

Bottom Line

Toledo is the cheaper city for private school. Average tuition: $8,200/year vs $9,500/year in Surprise. Religious schools run $5,900/year on the low end.

Surprise

$9,500

avg tuition/year

$2,850 below national avg

Toledo

$8,200

avg tuition/year

$4,150 below national avg

Lower cost

Tuition by School Type & Grade

Category	Surprise	Toledo	Difference
All Schools (Average)	$9,500/yr	$8,200/yr	+$1,300
Religious Schools	$7,100/yr	$5,900/yr	+$1,200
Independent/Prep	$18,100/yr	$19,100/yr	-$1,000
Elementary (K-5)	$8,100/yr	$7,000/yr	+$1,100
Middle School (6-8)	$9,500/yr	$8,200/yr	+$1,300
High School (9-12)	$11,400/yr	$9,800/yr	+$1,600

K-12 Total Cost (13 Years)

Surprise

$123,500

Toledo

$106,600

Choosing Toledo saves $16,900 per child over a full K-12 career. Two kids? That's $33,800.

Sample Schools

Surprise

Surprise Christian Academy

Christian · K–12 · $8,600-$10,800/yr

Holy Cross School (Surprise AZ)

Catholic · K–8 · $7,800-$9,600/yr

Toledo

St. Francis de Sales High School (Toledo)

Catholic · 9–12 · $10,400/yr

Toledo Christian Schools

Christian · PK–12 · $9,200-$11,400/yr

Full Surprise breakdown → Full Toledo breakdown →

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.