Is private school cheaper in Waterbury or Westminster?

Westminster has lower average private school tuition at $13,100/year vs $20,500/year in Waterbury. That's $7,400/year less, or $96,200 over a K-12 career.

How much can I save on private school by choosing Westminster over Waterbury?

Average tuition in Westminster is $7,400/year less than Waterbury. Over 13 years (K-12), that's $96,200 per child. Religious schools are the most affordable option in both cities: $11,300/year in Waterbury, $8,500/year in Westminster.

How do Waterbury and Westminster private school costs compare to the national average?

The national average private school tuition is $12,350/year. Waterbury averages $20,500/year ($8,150 above average). Westminster averages $13,100/year ($750 above average).

Private School Cost: Waterbury vs Westminster

Westminster averages $7,400/year less for private school (56% cheaper). Over K-12, that's $96,200 per child.

Bottom Line

Westminster is the cheaper city for private school. Average tuition: $13,100/year vs $20,500/year in Waterbury. Religious schools run $8,500/year on the low end.

Waterbury

$20,500

avg tuition/year

$8,150 above national avg

Westminster

$13,100

avg tuition/year

$750 above national avg

Lower cost

Tuition by School Type & Grade

Category	Waterbury	Westminster	Difference
All Schools (Average)	$20,500/yr	$13,100/yr	+$7,400
Religious Schools	$11,300/yr	$8,500/yr	+$2,800
Independent/Prep	$40,800/yr	$25,700/yr	+$15,100
Elementary (K-5)	$17,400/yr	$11,100/yr	+$6,300
Middle School (6-8)	$20,500/yr	$13,100/yr	+$7,400
High School (9-12)	$24,600/yr	$15,700/yr	+$8,900

K-12 Total Cost (13 Years)

Waterbury

$266,500

Westminster

$170,300

Choosing Westminster saves $96,200 per child over a full K-12 career. Two kids? That's $192,400.

Sample Schools

Waterbury

Holy Cross High School (Waterbury)

Catholic · 9–12 · $14,800/yr

Crosby High School (Waterbury)

Independent · 9–12 · $9,800/yr

Westminster

Westminster Christian Academy

Christian · K–12 · $9,400-$11,800/yr

Holy Trinity School (Westminster CO)

Catholic · K–8 · $8,200-$10,200/yr

Full Waterbury breakdown → Full Westminster breakdown →

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About This Comparison

This comparison uses NCES Private School Universe Survey data, adjusted for metro-level cost-of-living differences. "Average tuition" blends religious schools (Catholic, Christian) and independent day/prep schools. Religious schools typically cost 60-70% less than independent schools in the same city.

Grade-level estimates (elementary, middle, high) are derived from the city average using national grade-level multipliers. High school tuition typically runs 15-25% above the city average; elementary runs 10-20% below.