PrivateSchoolCost
Tax Credit Scholarships Available

Private School Financial Aid in Kentucky

2026 programs, income limits, and how to apply

Kentucky has no state voucher program, but 34% of private school families still get aid through tax credit scholarships and school-based financial assistance. Average tuition: $8,400/year.

Avg Tuition
$8,400
per year
Aid Programs
2
available
Families Aided
34%
receive some aid
Avg Aid Award
$4,200
need-based

Check Your Eligibility

Enter your household income to see which Kentucky programs you might qualify for.

Gross income before taxes. Income limits shown for a family of 4; actual limits scale with household size.

Kentucky Financial Aid Programs

All available programs for private school families in 2026

Education Opportunity Account

95% tax credit for donors. Scholarships for low-income students in Jefferson/Fayette counties

Income limit: $58,000/year (family of 4)

$4,800

/year max

School-based financial aid

Catholic Archdiocese of Louisville and Diocese of Lexington offer tuition assistance

Varies

by school

The Full Picture in Kentucky

Kentucky's tax credit scholarship program is geographically limited — it only covers Jefferson County (Louisville) and Fayette County (Lexington). If you're outside those two counties, school-based aid is your only option. Catholic schools are the backbone of Kentucky private education and most offer parish-funded tuition assistance. The Archdiocese of Louisville has one of the more generous diocesan aid programs in the region.

How to Apply for Aid in Kentucky

1

Apply for state programs first

Apply through your state's scholarship-granting organizations (SGOs) for tax credit scholarships. These have the biggest awards.

2

Apply for school-based aid at every school

Most schools use TADS, FACTS, or SSS for financial aid assessment. Apply by January-February for the following school year. School aid stacks with state programs.

3

Check private scholarship organizations

Local nonprofits, community foundations, and religious organizations often provide additional scholarships. Search "[your city] private school scholarships" for local options.