What financial aid is available for private school in New Jersey?

New Jersey has 2 financial aid programs for private school: Tax Credit Scholarship: Corporate-funded scholarships for students in low-performing school zones. Income limit varies by county. School-based financial aid: New Jersey independent schools and Catholic schools have institutional aid budgets. About 40% of private school families in New Jersey receive some form of tuition reduction.

How much does private school cost in New Jersey?

Average private school tuition in New Jersey is $16,400/year. With financial aid, the average family pays significantly less. 40% of families receive some form of aid.

Tax Credit Scholarships Available

Private School Financial Aid in New Jersey

2026 programs, income limits, and how to apply

New Jersey has no state voucher program, but 40% of private school families still get aid through tax credit scholarships and school-based financial assistance. Average tuition: $16,400/year.

Avg Tuition

$16,400

per year

Aid Programs

available

Families Aided

40%

receive some aid

Avg Aid Award

$7,800

need-based

Check Your Eligibility

Enter your household income to see which New Jersey programs you might qualify for.

Annual household income ($)

School-age children

Gross income before taxes. Income limits shown for a family of 4; actual limits scale with household size.

New Jersey Financial Aid Programs

All available programs for private school families in 2026

Tax Credit Scholarship

Corporate-funded scholarships for students in low-performing school zones. Income limit varies by county

Income limit: $75,000/year (family of 4)

$10,000

/year max

School-based financial aid

New Jersey independent schools and Catholic schools have institutional aid budgets

Varies

by school

The Full Picture in New Jersey

New Jersey has a small tax credit scholarship program limited to specific low-performing school zones. For most families, school-based aid is the main path. New Jersey Catholic schools offer some of the most affordable options in the Northeast ($6K-$12K with parish discounts). Independent schools in Bergen County and Princeton have large endowments and meet significant need. Average aid of $7,800 still leaves a $8,600 gap against average tuition — apply to multiple schools and compare aid packages.

How to Apply for Aid in New Jersey

Apply for state programs first

Apply through your state's scholarship-granting organizations (SGOs) for tax credit scholarships. These have the biggest awards.

Apply for school-based aid at every school

Most schools use TADS, FACTS, or SSS for financial aid assessment. Apply by January-February for the following school year. School aid stacks with state programs.

Check private scholarship organizations

Local nonprofits, community foundations, and religious organizations often provide additional scholarships. Search "[your city] private school scholarships" for local options.